Health

With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to Montenegro and, once abroad, you might be surprised by the care system you find there. So, before leaving, make sure you have appropriate cover!

In fact, some countries do not provide any social protection at all, while others are extremely costly: $15,000 for an appendectomy in the USA, for example. Also, medical standards and access to care can vary greatly depending on your destination giving you no choice but to turn to private doctors and hospitals. You should also be aware that the insurance provided as part of your credit card package is limited to 3 months and is not suitable for expatriation purposes (excess to pay, low levels of benefits and a high number of exclusions).

Opting for an international healthcare plan will provide you with benefits and levels of cover specially designed to suit your expatriate profile: freedom to select the medical facility or doctor of your choice, direct settlement of hospital fees in Montenegro and reimbursements in the currency of your choice.

Partners list & description

APRIL International

Apply online for free quotes on repatriation assistance and expatriate and foreign health insurance.

APRIL Travel Insurance

Designed for either short or long stays, APRIL International’s insurance policies offer protection against any problems that might arise before departure or during your time to Montenegro

Axa PPP for Business

AXA PPP International is part of the AXA Group, one of the world’s leading insurance companies with a strong presence in 61 countries – so you can feel reassured that whatever happens, they have the global and local knowledge to help in Montenegro.

AXA PPP healthcare

With over 35 years experience in the international health insurance market, AXA PPP healthcare are dedicated to looking after the healthcare insurance needs of people who are living, working or retired in Montenegro. Their International Health Plan has been developed and tailored to meet your needs as an expatriate and they have produced three different levels of medical insurance cover.