Axa PPP for Business
AXA PPP International is part of the AXA Group, one of the world’s leading insurance companies with a strong presence in 61 countries – so you can feel reassured that whatever happens, they have the global and local knowledge to help in Montenegro.
International health insurance for employees
If you're sending your employees to Montenegro then you'll want to provide them with quality international medical insurance, giving them and their family peace of mind when they're away from home:
- Overseas evacuation or repatriation service as standard.
- Foreign language Interpretation services available.
- Access to a 24 hour confidential health information line.
- Friendly multi-lingual team of Personal Advisers.
With services such as our 24-hour medical information helplines and secure online member accounts, your employees can find the nearest doctors and hospitals that speak their language. They have over-the-phone interpreters so your employees will always be able to understand their diagnosis and treatment plans.
Less than 150 employees
They have produced three different levels of medical insurance cover in Montenegro:
If you want to contain your costs, you can opt for no out-patient cover, with wide-ranging in-patient and day-patient cover. Policy benefit limit per year = £750,000.
Their most popular plan and as the name suggests it provides comprehensive cover for in-patient/hospital, day-patient, out-patient treatment and non-routine dental treatment. Policy benefit limit per year = £1,500,000.
Their top of the range plan, provides extensive in-patient, day-patient, out-patient and non-routine dental treatment - plus the additional benefits of: routine pregnancy cover, health checks, disability compensation cover, palliative care for cancer diagnoses, annual travel insurance.
Policy benefit limit per year = £2,000,000.
Prestige Plus has a policy limit of £3,000,000 and includes extra: Full refund on out-patient treatment, chinese herbal therapy, routine dental, palliative care, HIV/AIDS treatment, emergency out-of-area out-patient cover.
Choose to disregard existing medical conditions.
If you have more than five employees on your scheme, you can opt to have their medical history ignored. This means that they will be eligible to claim for any condition or diagnosis they currently have or have had in the past.
A choice of excesses to fit your budget.
You can control the cost of your health insurance premium, depending on the level of excess you choose - the higher your excess, the less you'll pay per month for your plan. They offer a choice of 5 excesses per person, per policy year.
More than 150 employees
In addition to the services above, if you wish to cover a large number of employees they have the ability to tailor the plan to suit your needs. Use the form below to contact them.
Getting a health insurance quote
Please fill in your details in the online quote tool below to help them find the best price for your needs.
Please note that plans are not just available to expatriate workers; in certain areas you can also cover your local national employees, ensuring they have access to appropriate care too.