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With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you abroad and, once abroad, you might be surprised by the care system you find there. So, before leaving, make sure you have appropriate cover!

In fact, some countries do not provide any social protection at all, while others are extremely costly: $15,000 for an appendectomy in the USA, for example. Also, medical standards and access to care can vary greatly depending on your destination giving you no choice but to turn to private doctors and hospitals. You should also be aware that the insurance provided as part of your credit card package is limited to 3 months and is not suitable for expatriation purposes (excess to pay, low levels of benefits and a high number of exclusions).

Opting for an international healthcare plan will provide you with benefits and levels of cover specially designed to suit your expatriate profile: freedom to select the medical facility or doctor of your choice, direct settlement of hospital fees abroad and reimbursements in the currency of your choice.

Guides & Articles

Guide to the European Health Insurance Card

The European Health Insurance Card (EHIC) provides access to state-provided healthcare in all European Economic Area (EEA) countries (and Switzerland) at a reduced cost or free of charge. The card can be used at general practitioners, hospitals or pharmacies.

Making a Plan for an Emergency Back Home

One of the most difficult things about being away from the place you are from if leaving those you love behind. In cases of emergency, it doesn't matter if you are 10 minutes or 10 hours away - you want to be there. No matter what the emergency, the best defense is a plan.

How to Choose Expat Health Insurance

Experts, expats, veteran travelers, and parents all around the world agree – having health insurance is a wise choice if you don’t want to have to pay an exorbitant amount for medical attention. This article will help you to better understand international health insurance and what you can gain from it.

A Guide to Overcoming Homesickness

Kids away at camp experience it. People on a long vacation may feel twinges of it. Almost every expat battles it at one time or another. Homesickness. Simply defined as "longing for home and family while absent from them", homesickness affects some expats severely enough to cause them to move home. Ranging from mild to severe, feelings of dread, helplessness, and anxiety are common.

Having A Baby Abroad

A pregnancy is always a time of change and upheaval. Having a baby abroad can be even more difficult as you are frequently without the safety net of your friends and family. Even basics like how to find a doctor, birthing procedures, or even how to say baby can be out of reach.

Just like so many things in expatriation, research and planning are the key to a successful pregnancy abroad.

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