Services for expatriates around the world



With so much to deal with before leaving your home country, (taxes, moving house, paperwork etc.) the careful planning of your expatriation is an essential step. As far as healthcare is concerned, your local social security scheme won’t be accompanying you to Spain and, once abroad, you might be surprised by the care system you find there. So, before leaving, make sure you have appropriate cover!

In fact, some countries do not provide any social protection at all, while others are extremely costly: $15,000 for an appendectomy in the USA, for example. Also, medical standards and access to care can vary greatly depending on your destination giving you no choice but to turn to private doctors and hospitals. You should also be aware that the insurance provided as part of your credit card package is limited to 3 months and is not suitable for expatriation purposes (excess to pay, low levels of benefits and a high number of exclusions).

Opting for an international healthcare plan will provide you with benefits and levels of cover specially designed to suit your expatriate profile: freedom to select the medical facility or doctor of your choice, direct settlement of hospital fees in Spain and reimbursements in the currency of your choice.

Guides & Articles

Health Care in Spain

Spain's health care has not been immune to the country's troubled year riddled with budget cuts in public services. Still, with an aging population, the system, known as the Ministerio de Sanidad y Consumo, is extensive and covers all legal residents. In short, care is universal to all legal residents and their family members.

Seeing a Doctor in Spain

Making an appointment to see your doctor is as simple as using your community's service number or website, or visiting the nearest Centro de Salud in person. If using the state system, visits and general check-ups are free; private insurance may require a co-pay.

Social Security in Spain

Every person who works for a registered company in Spain is required to have a Social Security Number, called a número de afiliación de la Seguridad Social. Social Security is generally paid for by an employer, though small businesses and their employees will have to pay the fee, which varies by region, each month. This number also helps track pensions, unemployment and sick days.

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